In the past, I wrote about the many trivia apps that could earn you some pretty cool cash prizes. Unfortunately, I only talked about trivia apps, so if you’re not a fan of trivia, or, if you’re like me and consider yourself bad at it, you may have been disappointed with your options. I get it.
Let it be known that there are many game apps, aside from your trivia options, that can earn you real money.
From playing the lottery to casino spin to win-like games, I’m going to cover them all. And, yes, you can win real money, not just fake in-game currency, I promise you that much.
If you like to have fun and want to pass some time with your phone, then consider downloading one of the many I list below.
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Who knows? You could walk away with a good chunk of cash.
Swagbucks Live
If you’re already a member of Swagbucks, be sure to download the Swagbucks LIVE apps to potentially win $1,000s every week. In short, this company is one of my favorites, where you can earn a ton of cash answering survey/research questions, playing games, watching videos, completing offers and so much more. I have talked about them a lot, but it’s for a good reason.
Like all of the trivia apps on the market, Swagbucks Live will air at a certain time of the day, and you will need to answer all of the questions correctly to earn your points.
You technically earn cash, but the company rewards you with what’s known as “SB points.” These points are just as good as cash, but you will have to exchange them using the Swagbucks platform.
If you want to earn money right now, I can’t recommend Swagbucks enough. I earn at least $200+ a month and continue to do so. Whether it’s answering survey questions or playing games, there are so many ways to earn.
- Website:Swagbucks Live
FanDuel
If you love fantasy sports and don’t mind wagering a dollar or so, you could win thousands, if not millions, in one game.
Known as a daily fantasy game, FanDuel is the most popular option. All you need to do is draft your lineup without going over your salary cap and compete against others in your league. I have played it a lot and would say it’s one of my favorites on the list. The great thing is that the league only lasts a day, not a season like the many fantasy websites out there.
Every day, FanDuel has thousands of contests for almost every sport imaginable.
And no, you don’t have to be a guru, either, as the app provides all of the information you need to know to make a wise pick. Wager a few bucks and see how you like it. You may be surprised.
- Website:FanDuel
Big Time Cash
In the Big Time Cash app, you will play any one of the games listed on your dashboard. It’s part of the company, WINR Games, Inc, an organization that offers a ton of cash game options.
As you play, you will earn a ticket, which can used to be entered into one of their many cash prize draws. Like a raffle, the more tickets you have, the better your chances are. While you won’t earn cash, you do have the chance at winning some.
Like most of the apps I mention here, they make their money via the ads you watch before you play. They just split the revenue with you, that’s all.
The app is 100% free to play and is quite popular with more than five million downloads.
- Website:Big Time Cash
Bingo Win
Bingo Win is said to be the #1 free bingo game on the Android marketplace.
As you play and win, you can earn free credits and coins, all of which you can cash out in the future for a variety of prizes.
There are a ton of features, so I do recommend you at least check out the app’s official website to see what’s included. In short, if you like bingo and want to win cash, then this is one to consider.
- Website:Bingo Win
Coin Pop
The Coin Pop app is a completely free app that gives the opportunity to win real cash.
To earn, choose from a favorite game on your dashboard and start playing. That’s it.
The more you play, the more coins you can earn, which you can eventually turn into a variety of great prizes, yes, including cash.
- Website:Coin Pop
HQ Trivia
As one of the most popular live trivia apps, HQ Trivia pays you to win a round of trivia.
And, while you have to share the pot with other winners, you can still win some cash, albeit not much seeing many people play the app nowadays. Usually, the shared pot is less than a few bucks, if that. It’s still fun, though.
To win, just log in when the trivia show starts and answer all of the questions correctly before time runs out. If you make it to the end, you split the pot. Just be sure to turn on your notifications so that you know when the show starts.
- Website: HQ Trivia
Long Game Savings
The Long Game Savings app works a pinch differently than most listed here.
To use, you will be asked to create a free account, link a bank account and then deposit money into your Long Game Savings Account. Don’t worry, it’s FDIC insured. As you reach financial mission goals, you can win coins in the app, in which you can use to play fun games, such as a slot machine, where you can win up to $1 million or even cryptocurrency.
If you want to win money and help achieve your financial goals, it’s definitely one to at least check out.
- Website: Long Game Savings
Lottery.com
If you’re a fan of playing the local lottery, then the Lottery.com app is a must have, even if you don’t plan on playing.
With this app, you can track your tickets, get alerts when you win, and if your state allows it, you can even play on the go.
Much like purchasing a lottery ticket at your local convenience store, you can skip the line and purchase on the app instead.
- Website: Lottery.com
Lucky Day
I reviewed the free Lucky Day app in depth in the past, and basically, it’s like playing the lotto. You will be asked to scratch off lotto tickets, in which you could win cash prizes, sometimes as much as $100,000.
Aside from this, you can also earn points for every scratcher you do, eventually being able to cash out for gift cards and such.
It’s not my favorite option on the list, but seeing it’s free, hey, what do you have to lose if you want to win $100,000?
- Website: Lucky Day
Lucktastic
This is another app that works just like Lucky Day. Scratch the lotto tickets and win the prize if you match the three symbols. It’s quite popular with more than 10,000,000 downloads.
I’m not a fan of this particular app due to the time it takes to earn cash and the many ads, but nonetheless, it’s possible.
I wrote about the app in the past, so I recommend you check it out if you want to see how it works more in depth.
- Website: Lucktastic
Lucky Money
Lucky Money is a free app that lets you test your luck with their “instant win” games. All you need to do is match up three symbols and you win the prize.
Like Lucky Day, you can also earn tokens for every scratcher you play. Once you earn enough, you can cash out for a variety of prizes, including gift cards and prizes.
To date, they have more than one million downloads with a 4.7/5 rating.
- Website: Lucky Money
Lucky Scratch
Yet another Lucky Day clone, you can earn tokens for every scratcher you win. You can also win up to $10,000 via the daily lucky 6 lotto or even spin the daily cash wheel to win prizes.
The company makes most of its money via the ads it shows you in between playing, but it is free to play. Just be prepared to watch a lot of 30-second advertisements.
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- Website:Lucky Scratch
Lucky CASH Slots
Don’t like the idea of scratching off lotto tickets to win cash? That’s fine as there are other options as well, such as the Lucky CASH Slots app.
In this app, you simply play the slot machines just as you would at a local casino and hope that you win a cash prize.
The app offers huge weekly giveaways, live slot tournaments and even the opportunity to compete against your friends.
- Website: Lucky CASH Slots
Match to Win
The Match to Win game is similar to that of the scratcher-like games I mentioned prior, but it’s more like a puzzle game, wherein you need to match three piece combos to win.
As you win, you will get score rewards/coins, which can eventually be cashed out for a variety of prizes, including cash via PayPal.
Aside from winning coins, the app also offers daily gifts and even special offers just for playing.
- Website:Match to Win
Math Cash
If you don’t mind solving a math problem to earn money, then this is an app to really get your brain going.
The goal here is to make sure you solve the problems as fast as possible, beating your competitors. As you do, you can collect points, which can then be cashed out via PayPal.
It’s 100% free to play.
- Website:Math Cash
MISTPLAY
MISTPLAY is unique in that they will reward you to play any of the games listed on what’s known as your “mixlist.”
Simply log into the, pick a game of interest and start playing it. The more you play, the more points you can earn, in which you can eventually cash out.
The cool thing about this app is that the games always change, so there’s always something new.
- Website:MISTPLAY
The PCH App
You may have heard of the Publisher’s Clearing House before. You know, the company that shows up to your doorstep with balloons? To date, the company has given out more than $434 million since 1967 and continues to give away money to this day.
Out of all the apps I mention, the PCH app has some of the greatest cash prizes. I’m talking about $5,000 a week for life.
To play, you can earn money via the free lottery tickets or even test your luck with Vegas-style slots. They also have daily drawings.
As one of the most popular apps on this list, the app has more than 5 million downloads and a solid 4.4/5 rating.
- Website: The PCH App
Play and Win
Play and Win is another trivia game, where you can test your knowledge and collect points as you go.
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A new game starts every hour, and it’s 100% free to play.
As I write this, they have more than one million downloads with a 3.9/5 rating.
- Website:Play and Win
Quizdom
The problem with a lot of those trivia games is that you have to wait until a certain time before you can actually play.
Well, that isn’t the case with the Quizdom app as you can play trivia and win cash at any time in the day.
To play, open the app, choose a category of interest (they have 16) and start playing to earn free coins. Once you earn enough, you can then cash out for a variety of prizes, including cash.
- Website:Quizdom
Solitaire – Make Money Free
If you like the idea of playing solitaire and winning money, then this could be the app to consider downloading.
To play, all you need to do is play a round and collect at least one ticket. With each ticket, you can enter a drawing, increasing your chances with more ticket collections. If you win, you receive your prize via PayPal.
Playing is 100% free and only takes minutes to set up. All money is made via the ads you watch before the games start.
- Website:Solitaire – Make Money Free
SpinToWin Slots
The SpinToWin app gives the opportunity to win real cash prizes in daily, monthly and quarterly giveaways, with prizes as high as $10,000.
To play, it works a lot like the Lucky Day mentioned prior, where you will be asked to scratch off scratchers. If you match three symbols, then you win the prize stated. You can also enter prize drawings, giving you even more chances to win.
As I write this, the app has more than one million downloads with a 4.4/5 rating.
- Website:SpinToWin Slots
Sudoku – Make Money Free
I’m a fan of Sudoku, so I was quite surprised when I found an app that actually paid you to play.
Like a lot of the games I already mentioned, this one works in a similar way. Just play the game, earn tickets and then enter the raffles to win.
While it’s a game of luck, it’s a lot better option than not being able to win anything at all, right?
- Website: Sudoku – Make Money Free
Words Words Words
Similar to that of Word with Friends or Boggle in a way, Words Words Words is a game where you need to unscramble the letters to create as many words as possible.
As you play, you can earn tickets, in which you can enter a drawing. Again, it’s a test of luck, but hey, it’s better than nothing.
The app has more than 100,000+ downloads with a 4.4/5 rating.
- Website: Words Words Words
Verydice
This app is quite simple.
Roll the dice, and whatever it lands on is what you win in tickets. It’s not too complicated, but it’s a great way to win. You can then use these tickets to redeem for more than one million prizes.
The app is quite popular, with more than one million downloads and a 4.4/5 rating.
- Website:Verydice
WINR Games Inc
This one isn’t necessarily an app, but rather, it’s a company that has a ton of highly-rated games on the Google Play store. I mentioned a few options already, such as Sudoku and the Solitaire game, but they have a ton more. It’s the reason I’m just listing the company name.
To find the many games they are offering right now, follow this link to see all of their current offerings. Browse through the selection and download any that seem of interest. You can also consider downloading that “Big Time Cash” app if you want access to all of their games.
When I was writing this, they had at least 45 games to choose from, with some of the most popular options including Gem Drop, Counter Quest, Juicy Jelly and Daring Descent. Again, there were a lot! If you’re going to play, you may as well try to win.
Almost all of the games work in a similar manner. Download the game, play it and earn raffle tickets for an upcoming drawing.
- Website: WINR Games Inc
There are so many apps you can play right now that earn you cash. While you won’t make a living doing this, it’s not too hard to earn $10, $20 or even $30 a month.
As most of these apps are 100% free, you can at least check them out to see if it’s worth keeping. Some apps can earn you cash quite fast while some could take an eternity to earn $2. It’s usually pretty easy to determine which apps are worth your time.
Also, there are other apps that can earn you money as well, so don’t think you can only make money playing games. Check out the post if you want to earn money in other ways. Aside from this guide, you should check out this game apps to win real money post found on HustlerGigs. I think they did a nice job highlighting some of the better apps as well.
For now, the app market is always changing, so I will do my best to add apps as they come. If you know of any I’m missing or you want to talk about the ones I did mention, then you’re more than welcome to do so in the comments below.
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Key Takeaways
Time constraints are one of the biggest obstacles for aspiring investors — and even experienced investors trying to grow their portfolios. A packed schedule gets in the way of the research and management required to grow a successful financial portfolio. Today’s best investment apps aim to solve that problem by making your finances accessible straight from your smartphone.
There are apps dedicated to almost every investment strategy, and at every skill level. From beginners ready to make their first investment to advanced entrepreneurs looking to trade stocks on the go, the right app can make many financial actions more accessible. Keep reading to find the best investing apps and start building your portfolio straight from your phone.
What Are The Best Investment Apps For Beginners?
The best investment apps for beginners focus on a few main features: user experience, risk management, and available information. Beginners should find apps that show them the ropes while making investments that fit their personal financial goals. Based on this, here are some of the best investment apps for beginners:
Acorns
Stash
Ally
Invstr
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Acorns
Acorns is a great investment app if you want to bolster your savings and invest without even thinking about it. The app integrates with your credit or debit card and rounds up purchases to automatically add funds to an investment account. Acorns allows you to invest in EFTs and a few fractional shares in stocks. There are three tiers (lite, personal, and family) allowing users to add additional accounts for a premium rate. Other key features of the app include:
No investment minimums
Five portfolio types
Automatic rebalancing
Option for family spending account
24 hour customer support by phone or live chat
Costs $1 to $5 a month depending on account type
Stash
Stash is one of the best apps for beginners hoping to learn the ropes of investing fast. The app mixes educational content and games to make financial topics easier to learn. Users can customize goals based on what they want to focus on, and can actively track their progress. Stash lets you work with value-based investment offerings and provides suggestions for building your portfolio. Stash is also known for:
$5 Investment minimum
Fees ranging from $1 to $9 a month
Educational support
Option to invest in stocks and EFTs
No inactivity fees
Visualization tools for investment decisions
Ally
Ally invest is a great option for beginners interested in stocks and bonds. The app integrates real time data to allow users to trade anytime, anywhere. Ally invest also gives users access to bonds, mutual funds, and EFTs. There is no minimum investment, and the app doesn’t require additional downloads to access the trading platform (making it very user friendly). Additional features include:
Nonexistent fees on eligible stock and options trades
Options pricing calculator
Some transaction fees depending on investment type
Chat, email, and phone support
Additional web browser based access
Invstr
This investing app is best known for its fantasy game-play that allows users to play with $1 million in fake cash to learn more about stocks. Invstr is a great option for anyone who wants experience managing a portfolio, before actually getting started. The app has an active community of investors and an updated news feed to help users learn more about managing a portfolio. Invstr also offers:
Real cash prizes for successful game play
Fractional shares in stocks
Portfolio management simulation
Access to specialized education material
Interactive game play
Tips For Beginner Investors
The best investment apps aim to make investing more accessible for anyone, especially beginners. If you are curious about investing for the first time, apps with low minimums and affordable fee structures can be a great way to get started. For example, through Acorns and Ally, you can start investing your extra money straight from your smartphone. Other beginner apps, like Invstr, allow you to learn about investments before you get started with your own funds. The features offered by beginner-friendly apps can enable you to learn how to invest without going through a financial advisor, risking your savings, or even spending significant time researching ahead of time. The key is to find an app that is compatible with your learning style and go from there.
The Best Investment Apps For Everyday Investors
While there are a number of beginner-friendly options, apps have a lot to offer investors of all skill levels and portfolio types. Whether you are interested in stock trading or overall portfolio management, there is probably an app for that. The following are some of the best investing apps available:
Robinhood
Merrill Edge
Wealthfront
Betterment
M1 Finance
E-Trade
TD Ameritrade
Wealthbase
Stockpile
Fidelity
Charles Schwab
Robinhood
Robinhood gained popularity as one of the first apps to offer stock trading without fees or commissions, which made starting a stock portfolio a lot more attractive for first-time investors. Today, there are several apps with this same offering, but Robinhood still stands out for a few reasons. First, the app allows users to trade cryptocurrency without fees. Robinhood also has no minimum account balance and no inactivity fees. Its user-friendly interface also makes it stand out among other web-based trading platforms. There are a few drawbacks to keep in mind, for example, Robinhood doesn’t sync with retirement accounts and has limited customer support. But given its user-friendly interface and nonexistent fee structure, Robinhood remains one of the best stock market apps.
Merrill Edge
Investors looking for other apps without trading fees will find Merrill Edge to be a great option. This app allows users to trade stocks and options without hidden fees. Merrill Edge is owned by Bank of America, and offers integrations for account holders. This feature allows users to utilize the same online login across both platforms and transfer funds instantly. A few other features of Merrill Edge include:
Preferred rewards program for eligible users
Educational resources including courses, webinars and articles
Customizable dashboard for trading
No annual or inactivity fees
Tradable stocks, bonds, mutual funds, options, and EFTS
Wealthfront
Wealthfront is a hands-off investing app that allows you to grow your funds with the help of a robo-advisor. The app starts with a questionnaire about your financial goals and risk tolerance, before guiding you towards specific investment options. The app will then balance your portfolio as needed, charging a .25 percent account management fee. The minimum investment is $500, which can be steep compared to other apps on this list. However, this minimum is relatively low when compared to investment opportunities outside of the app store.
Betterment
Investors looking for an app to help create a tax-friendly portfolio will enjoy learning more about Betterment. It’s known for being the first app to offer a robo-advisor, though this feature has since expanded to other apps. Betterment stands out by managing user accounts with taxes in mind, so that it can minimize losses. A few other features that make Betterment stand out today are:
Taxable and retirement account management
No minimum investment required
Phone support from certified financial planners
User survey to create tailored portfolios
A .25 percent management fee
M1 Finance
M1 Finance strikes a balance between hands-on investing and automated portfolio management. The app allows users to build a portfolio of stocks and EFTs. M1 Finance works best for investors who want the flexibility to build their own portfolios, with a little guidance along the way. It offers a taxable investment account and IRA for users. M1 Finance also includes:
Hybrid investment setup with stocks and EFTs
Taxable account minimum at $100
Retirement account minimums at $500
No fees after account minimum is met
Premium version with more stock options
E-Trade
Another one of the best stock investment apps is E-trade. This app is known for the number of options it provides users. With thousands of stocks, options, mutual funds, and EFTs investors get the freedom they want to choose how their portfolio is set up. This is a great fit for investors who already have a little knowledge on the stock market and where they want to invest. Other features to keep in mind are as follows:
No commission for trading stocks
Live news and market analysis
Personalized notifications on stocks
Robo-advisor offerings available
Minimum balance of $300
TD Ameritrade
If you like diving into all the details of a subject before getting started, TD Ameritrade is about to become your best friend. This app allows users to access information on stocks, companies, and markets to make informed decisions when investing. There are even educational videos available to break down more complex topics. TD Ameritrade also offers users:
Multiple trading platforms
No investment minimums
Wide variety of investments
Customer support and advice
Free educational resources
Wealthbase
Wealthbase is another simulation-based app for those who want to gain a little experience before investing their funds. The app connects to your social media accounts to show you updates of friends who play as well. This provides users the opportunity to discuss potential investments with friends who are interested in stocks as well. Wealthbase is primarily known for its in-app game, but can also be accessed from the web as well. This social-oriented investment app can be a great entry into the world of investing, especially if you want to learn from those around you.
Stockpile
The aptly named Stockpile app allows users to purchase fractional shares of stocks to grow their financial portfolios. This app is commonly known for its gifting feature, that allows users to send gift cards for stock to friends and family. This can be a great way to ease someone new into investing. Other popular features of the app include:
No monthly fees
Gifting feature makes it easier for younger investors to get started
Charges only .99 cents for a trade
You don’t need an account on the app to send a gift
Fidelity
Fidelity hosts over 3,500 mutual funds for investors to choose from and trade, commission free. The trading platform also offers a number of educational resources for users to learn more about their investment choices. The educational content makes this app stand out for beginners, while the numerous options make the app attractive to more advanced investors. Fidelity also offers user:
No fees or commissions on trading
No account minimum
Comprehensive customer service
A variety of research tools for users
Charles Schwab
Charles Scwab is another well-known investment app for users of all experience levels. This app allows users to choose from a large investment selection, without worrying about transaction fees. Charles Scwab is popular among investors for its user-friendly mobile app and education resources. Other features of the app include:
Low to no account minimums
Stocks, bonds, EFTs, Futures, and Options available
No annual or inactivity fees
Two mobile apps and a desktop version to choose from
Fractional shares available
Summary
The best investment apps will be able to meet you exactly where you are, and help grow your skills and finances along the way. Whether you are looking to start saving for retirement, trading stocks, or supplementing your income, the right investment app should be able to help. If you are a beginner, start with an app that offers educational resources and assistance from a financial advisor. If you already have some investment experience, find an app that will help you diversify your assets. The various investment apps available can assist you in reaching your financial goals, no matter what your starting point is.
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